911 Tactical Performance Blog

Does a Health & Wellness Program Save Money?

A few years ago I was asked to break down our worker compensation numbers and justify not only my position but also to discover is our program actually worked. During that time we discovered the following:We looked at the 5 years prior to my arrival and then my first 5 years, here is what we discovered:

We averaged 91 injuries per year prior to my arrival, then in the first 5 years working we average 90. Lets be honest this is not a huge savings but again firefighting is a difficult job and injuries will happen.

Average claim per injury did not change before hiring a full time coach, but during the 1st 5 years we did see a reduction of $629 per claim per year. This was an average savings of roughly $57,000 per year (not including increase medical costs).Fast forward today, recently I had to analyze our numbers again to ensure our program was heading in the right direction. Here is what we discovered.- Total injury costs have been steadily declining: From $1.2 million down to $740,000 in the past 5 years. Average Injury Rate is currently 84 - down from 91 the previous time we analyzed our numbers. The last two fiscal periods have been averaging 72 (peak at 104)

Now the big question. According to research exercise create the most injuries in the fire service, but the researchers did follow up on this study and showed that “yes, 1/3 of injuries are due to exercise, however they still reduced the severity of the injuries on the fire ground”. Our numbers actually show this as well but with a few differences

Over the past 5 years: the average injury rate per year was 17. The highest being 23 and the lowest being 10 (and everyone does exercise in some manner). The average claim due to exercise is still lower ($4,716) than the an injury occurring performing job specific tasks. ($10,000). Our lowest year per claim based on exercise was $647!!!! Of course their were some outliers that increased the cost but overall we can still see the benefits. According to research 1/3 of all injuries were due to exercise. Within our organization exercise equalled about 20%. With that being said, just like the follow up study stated “Having no exercise would make it worse due to the severity of injuries that would occur without a health & wellness program.”

The next question is what type of exercise cost the most? The weird thing within our organization was RUNNING cost the most per injury! More specifically running on a treadmill. We broke up our analysis to include: Basic Weightlifting, High Intensity power training / Circuits , Cardio
1. Cardio based training (ie treadmills) averaged about 24% of all injuries to exercise
2. High Intensity power training averaged about 22%
3. Basic exercise average about 42%Yes, basic lifting had a high injury rate but the overall cost was significantly lower than the other two categories.

According to our numbers for every injury associated with High Intensity Power Training was equal to 3 injuries during basic lifting. In other words the severity associated with this type of training is much greater.

Finally, we looked at total injuries by body part, and of course back injuries were the highest. We average about 30 Low Back Injuries per year, Ave Cost per year is roughly $400,000 and average claim per year is rough $10,000.

The second most injury were shoulders: averaging 9 per year, ave cost per year roughly $90,000 and ave claim per year $14,000Third were knees, then foot, and finally ankle.BUT we did see a decrease in low back injuries, total cost and average per claim each year.

Total Injury Total Cost Per year Average Claim Per year
38 $654,000 $17,000
31 $913,000 $29,000
31 $215,000 $6,900
26 $196,000 $7,500
22 $238,000 $10,8000


Again, injuries will happen within the fire service, but it is very clear that exercise does provide savings. As you can tell from these numbers the benefit of hiring a full time strength & conditioning professional is worth its weight in gold and will pay for itself.

Why? according to Dr McGill a program should focus on improving movement quality (aka coaching) vs just fitness based. In his study (unpublished yet as of this writing) he took two groups of firefighters: Coaching group & fitness based group. The fitness group were told to do whatever they wanted - whether that be a workout from the internet or some other means and perform it as they see fit, the other group (coaching) were provided specific exercises to help them perform better on the job as well as how to perform the exercise properly. What he discovered was that the coaching group were able to perform better on the fire ground due to better movement patterns and muscle memory, the other group did not - this could be attributed to bad movement + bad fitness = bad stuff!In other words, the idea of hiring a full time strength & conditioning coach has merit and could be very beneficial to both the firefighter and department. In my honest opinion this concept should be taken seriously, especially with cost saving associated with it. Let’s take care of our greatest asset - the firefighters!

If you are interested in knowing about our program or how to develop your own health & wellness program check out our webpage www.911tacticalperformance.com
Our two day class will cover everything associated with a first responder health & wellness program.



911 Tactical Performance
(916) 955-0340
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